I'd rather apply over the phone or mail in an application. Why can't I just do that?
First, let us reassure you that all the credit card companies that EyeOnCredit works with have met all the internet security standards of encryption, data encoding, and use SSL technology.

Applying online offers many benefits.  Typically, applications can be processed much faster online.  Some of the credit card companies offer instant decision/approval when you apply online, some offer an instant credit card number which you can start making purchases immediately.
   

  
How can I verify that the credit card application is secure?
There are two easy ways to verify that the specific credit card you are applying for is on a secure internet webserver.

First, look at the lower, right hand corner of your browser.  There should be a little padlock in the bottom of your browser, see below:
 

Second, look at the website address in the top of your browser.  It should start with https://... -- non-secure sites start with http://...
The added "s" stands for secure, see below:
 

  
What is encryption and SSL?
In order to ensure the highest level of security, credit card issuers use encryption to "encode" the data that you fill out on an application.  When you submit your application for a credit card, the data is encoded, and given a unique "key".  Only the credit card company can read this key.

SSL stands for "Secure Socket Layer".  Basically, this is a standard internet security measure that is used for encrypting data that is being sent back-and-forth between your computer and the credit card company.
   

   
I've still got questions.  Who can I contact?
If you still have questions about applying online, feel free to contact us - click here to contact us.  We will answer any questions you have.