Got Bad Credit?  No Credit? Check out these cards:

    

If you have bad credit, no credit, or just can't get approved for a credit card, there are a few things you should know:       1. Credit card companies view people who have no credit similar to those who have bad credit.  Until you prove your credit worthiness, you are viewed as a risk, and you will usually not qualify for a credit card with a "low APR".         2.  DO NOT APPLY for a bunch of credit cards that you probably won't get approved for.  Every time you apply for a credit card, your credit record is checked and an "inquiry" is placed on your record.  Too many inquiries is a bad thing and will hurt your credit score.       3.  If you're unsure of what your credit looks like, purchase a copy of your credit report and/or credit score.  This will help you see what the credit card companies see and give you information on your credit status.  Click here to get a copy of your credit report       4.  Don't fall for any credit card scams!!! We have a whole section of our site devoted to helping people who've been scammed.  If it sounds too good to be true, it probably is.  Click here for information on credit card scams       5.  The cards & services listed below are all legitimate.  Find one that fits your needs and you will be on your way to owning a great card!    6.  If you need additional help, click here to contact us, or click here to view our "HELP! I HAVE BAD CREDIT" section.

click to apply     Millennium Advantage Prepaid MasterCard® ~ Use your card at over 900,000 ATMs and millions of locations worldwide! ~ No credit check or income verification required ~ No Chexsystem check ~ No minimal balance required! ~ Phone and On-line account access ~ Shop and pay bills on-line!      click to apply     Wired PlasticTM Prepaid Visa® ~ Wired Plastic is the most advanced Prepaid Debit card available. It offers the most convenient loading options with Free Direct Deposit, Cash loading at over 100,000 retail locations, and Bank ACH and Wire Transfers. ~ No Upfront Payment Required – Receive your new Visa card in as little as 3 days  ~ Overdraft Safety Program Qualify to receive up to a $1500 cash advance directly to your card!  ~ Rewards Program Earn 1 point for every $1 spent, redeem points for; LD Phone Calls, Prepaid Wireless Airtime and Music Downloads  ~ Integrated Bill Pay Service Pay any bill online or over the phone, even if they don't accept credit or debit cards.  ~ Convenient Loading Options Free Direct Deposit or add cash instantly at over 100,000 retail locations nationwide.

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