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Low APR Credit Cards

Citi® Platinum Select® Visa®
~	0% APR* on balance transfers and purchases for up to 12 months*
~	After intro period, the APR is as low as 8.49%
~	Instant Response
~	Secure, free online account management
~	No annual fee.

Chase Platinum Visa® Card
~	*0% APR for up to 12 months**
~	After intro period, the APR is as low as 10.99%
~	The time period for the introductory APR and the balances to which it will apply will be based on our review of your application and credit history
~	FREE Online Account Access
~	FREE travel services including Auto Rental Collision Damage Waiver and Worldwide Travel Accident Insurance
~	No Annual Fee.

Citi® Platinum Select Card®
~	0% APR* on balance transfers and purchases for up to 12 months*
~	After intro period, the APR is as low as 8.49%
~	Instant Response
~	Secure, free online account management
~	No annual fee.

AT&T Universal Savings Platinum Card®
~	*0% APR on Balance Transfers for up to 12 months**
~	The standard variable APR for purchases is as low as 8.99%
~	Up to 10% savings for the first 12 months on AT&T purchases
~	Plus AT&T calling benefits: Up to 30 free phone minutes each month; 2 free directory assistance inquiries per month and other wireless benefits
~	No annual fee.

Citi® CashReturns^SM Card
~	Earn a full 1% cash back on every purchase
~	Get a 20% bonus on the cash back earned on all purchases for the first 12 months
~	After intro period, the APR is as low as 9.99%
~	Online account access
~	No Annual Fee.

Citi® Diamond Preferred® Card
~	0% APR* on balance transfers and purchases for up to 12 months, based on your application and credit history.*
~	After the introductory period is over, APR on purchases will be as low as a variable 8.49%, based on your application and credit history.**
~	Online account access
~	No Annual Fee.

Discover® More^SM Card
~	0% intro APR for 6 months on Purchases, and 12 months on Balance Transfers*
~	5% Cashback Bonus® in categories like travel, home, gas, restaurants, movies and more
~	5% to 20% Cashback Bonus® at top online retailers*
~	Up to 1% Cashback Bonus® on all other purchases automatically
~	$0 Fraud Liability Guarantee
~	Unlimited cash rewards
~	Increase, even double, your rewards when you redeem for gift cards from our 100 Cashback Bonus Partners
~	No annual fee.

Citi® Diamond Preferred® Rewards Card
~	*0% APR on balance transfers for up to 12 months**
~	$50 Gift Card - Earn 6,000 bonus points after $100 in purchases made within 3 months of account opening*
~	5 reward points for every $1 spent on purchases at supermarkets, drugstores and gas stations for 12 months; 1 point for every $1 on all other purchases
~	No annual fee and FREE rewards program
~	Citi® Identity Theft Solutions
~	$0 Liability on unauthorized purchases
~	No Annual Fee.

Citi® Professional^SM Card with Thank You^SM Network
~	0% APR on purchases for 12 months*
~	The APR for purchases is 9.99% variable.
~	10,000 bonus ThankYou^SM Points after $250 in purchases
~	Get 3 ThankYou Points for every dollar you spend at restaurants, gas stations, on auto rentals and at certain office supply merchants.**
~	Get 1 point for every dollar you spend on other purchases**
~	Redeem your points for: air travel, statement credit, gift cards and certificates, merchandise or create your own reward.
~	Online Account access and bill payment
~	No annual fee.

Chase PerfectCard^TM MasterCard®
~	0% APR for 6 months on purchases and balance transfers*
~	Earn 6% rebate on ALL Gas Station purchases for first 90 days
~	Earn 3% rebate on ALL Gas Station purchases - after 90 days
~	Earn 1% rebate on all other purchases.
~	No Annual Fee.

Chase Free Cash Rewards(SM) Visa® Card
~	Intro 0% Fixed APR for up to 12 months* on all purchases and balance transfers
~	1,000 Bonus pts after first purchase
~	Earn 1 point for every dollar in purchases
~	$25 check or a $25 gift card/certificate from participating merchants for every 2,500 points earned
~	No Annual Fee.

Pulaski Bank MasterCard® or Visa®
~	6.50% APR ~ YES, the APR is 6.50%!!!
~	0.0% Introductory APR on all balance transfers
~	Fixed low rate
~	Best Credit Card Rate in the Country
~	No Fee balance transfers
~	Annual Fee: $35